Managing Director, Mortgage Finance
Todd Haines is a Managing Director at Sandler O'Neill Mortgage Finance L.P., where he is responsible for managing the daily operations of the Memphis Office. Mr. Haines oversees the additional phases of restructures and finalization for portfolio securitizations or whole loan sales. He also negotiates contracts for securitizations and whole loan sales. Mr. Haines manages and performs market valuations for whole loan and mortgage servicing portfolios.
In his previous role as Managing Director of Portfolio Analytics, Mr. Haines was responsible for managing daily operations and priorities of the department, assisted in additional phases of restructures and finalization for portfolio securitization or whole loan sales. He also assisted in contract negotiations for securitization and whole loan sales and performed market valuations for whole loan and mortgage servicing portfolios. As a contract underwriter exclusively for Sandler O’Neill, Todd performed loan analysis and securitizations as well as analyzed, marketed and delivered mortgage loan portfolios via MORNET, MIDANET and other electronic media.
Todd received his Bachelor of Science in Business Administration (Finance) from Auburn University.